BILLS-117hr4616rfs.pdf

04:16 Dec 10, 2021 2021 1-month the first day 12-month 6-month the days 12 month such quarter 16 month 1ST SESSION H. R. one-year 5 Date 1939 later than 180 days 6 1965 77ppp 1-week 15 U.S.C. 1602 each calendar quarter 20 month daily June 30 3-month December 8 1933 30-day 5 days 13 Date DECEMBER 9, 2021 2023

the ‘‘Adjustable Interest Act

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London BB United States U.S. the United States of America the District of Columbia the United States USD

British

DSK79L0C42PROD SEC the Benchmark Replacement Board Benchmark Replacement SOFR the Board-Selected Benchmark Board-Selected Benchmark Replacement Congress Benchmark the Truth in Lending Act Consumer Loan State the Board-Selected Benchmark Replacement Inter Bank Offered Rate House of Representa- a Calculating Person the Committee on Banking, Housing Consumer Loans the House of Representatives Board-Selected Benchmark the Board-Selected Tenor Spread Adjustment Senate the Effective Federal Funds Rate Bank of New York the Board of Governors the Federal Reserve Bank the Federal Reserve System a Board-Selected Benchmark Replacement tration Limited U.S.C. IBA

kjohnson the Determining Person CHERYL L. JOHNSON Dodd Fallback

libor benchmark benchmark rate replacement mean clearly board rate selected bills rfs rfs contracts rfs kjohnson spread consumer