BILLS-116hr3642ih.pdf

annual 20-day 12-month 30-day 03:31 Jul 10, 2019 later than 5 days 10 business days GENERAL.—Within 120 days 2003 later than 180 days 3 business days February 2014 the fall 2016 ‘‘Supervisory Highlights February 2017 October 2016 June 2015 monthly later than 18 months 10-day 15 U.S.C. 1681 JULY 9, 2019 December 2012 12 days January the winter 2015 ‘‘Supervisory annually January 2017 15 days 6 months after date the summer 2015 ‘‘Supervisory 1ST SESSION H. R. 3642 the end of the ness day 2-year 18 months 20 days March 2015 later than 1 year October 2012 an additional 15 days 5 business days 1 business day 8 months the fall 2016 ‘‘ 120-day 2 years January 10 2015 18 year 7-year 1974

IH TITLE II the ‘‘Report a ‘‘Report

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IH

H3642 English American

SEC Bureau furnisher Consumer Bureau •HR 3642 IH the Consumer Bureau U.S.C. CRA Fair Congress FCRA SUMER The Consumer Bureau’s FTC 104 TransUnion Equifax consumer Experian Federal Trade Commission Dispute System Frustrates Consumers sonally THE HOUSE OF REPRESENTATIVES the Bureau of the Census the Bureau of Consumer Financial Committee the Truth in Lending Act Senate the Bureau of 20 the Federal Trade UALLY MENTS CONSUMER REPORTING AGENCY the Bureau of Consumer Financial Protection General Bureau sumer Bureau Financial Services putes Census CONSUMER AWARENESS OF DISPUTE RIGHTS GENERAL BUREAU RULEMAKING the Bureau of 3 the TICES House of Representa-

TICE ting ADAMS Prohibiton

cras furnishers consumer reporting consumer reports dispute consumer credit reporting credit scoring credit accuracy scoring consumer report reporting agencies consumers fair credit