BILLS-103hr5178rfs.pdf

1994 5 business days 2-year 15 U.S.C. 1681e 15 U.S.C. 1681b 1978 30-day the beginning of the Fair Credit Reporting Act 5178 RFS 90 days 60 days more than one year 60-day later than July 1, 1995 3 business days 4 months 365 days 16 year 1995 later than 365 days 10 year January 1, 2003 at least annually OCTOBER 6 the month 19 5-day 10 1978 300-day 1971 later than 15 days 7 years old 5178 RFS 1994 October 1, 1994 1681 15 additional days OCTOBER 8 8 year 5 years October 5 12-MONTH PERIOD 180-day 1681c the preceding 60 days later than 90 days later than July 1 July 1 16 month the end of the 15 U.S.C. 1681h 15 U.S.C. 1681q

the ‘‘Consumer Reporting Common- SESSION H. R. 5178

United States Florida Alabama the United States Georgia the United States of America Vermont Puerto Rico Washington the District of Columbia Treas-

System

SEC •HR State U.S.C. Federal Fair Commission the Federal Trade Commission the Board of Governors Senate Federal Trade Commission the Federal Trade FBI Congress GENERAL.—If the Fair Credit Reporting Act the Federal Bureau of Investigation the Federal Reserve System FTC United the Federal Deposit Insurance Act the Federal Bureau Federal Trade Board the Committee on Banking FEDERAL RESERVE BOARD AUTHORITY the Comptroller of the Currency the House of Representatives FEES.—On the Foreign Intelligence Surveillance Act Trade Commission the Internal Revenue Code NUMBER.—A the Federal Register the Department of Justice the Permanent Select Committee TEM the Office of Thrift FRS——6 HR the Credit Repair Organization Act MENTS the Foreign Intelligence GENERAL.—Any Federal Bureau of Investigation Federal Reserve Board TICES FEES.—The Federal Bureau Union Administration

Act Robert T. Stafford Disaster Relief and Emergency FRS——8 HR NOTIFICATION.—A Urban Robert T. Stafford Disaster Relief MATION Robert T. ert T. Stafford Disaster Relief and Emergency Assistance 4 Act DONNALD K. ANDERSON

consumer reports information consumer amendments relating consumer credit reporting fair credit reporting act credit adverse consumer report sec amendments offer federal reserve refusal information sec