BILLS-103hr1015rh.pdf

15 U.S.C. 1681b 30-day 1994 5 days more than 2 years 60-day 2-year the end of the 5 business days 3 business days APRIL 28, 1994 15 days 1-year 60 days 5-day 455 days 15 U.S.C. 1681 6 year period the month and year 180-day 6 year 1681 455-day more than one year 22 years old 5 years 15 U.S.C. 1681h the beginning of the Fair Credit Reporting 1978 15 1681b 4 year period 12- 3 MONTH PERIOD 12-month FEBRUARY 18, 1993 SEMIANNUAL later than 90 days 18 day 15 U.S.C. 1681e 6-month 2 years 15 U.S.C. 1681r 3-year ANNUALLY the 365-day later than 12 months NOVEMBER 18, 1993 U.S.C. 1681b the 3rd day 1986

SESSION H. R. 1015 Common- the ‘‘Consumer Reporting

the United States United States New Jersey Washington Massachusetts Puerto Rico Connecticut Louisiana the United States of America the District of Columbia

SEC U.S.C. State Fair Commission the Federal Trade Commission the Federal Bureau of Investigation Federal Federal Trade Trade Commission the Fair Credit Reporting Act the Federal Trade Commission Act GENERAL.—If FTC Federal Trade Commission the Federal Trade Senate Federal or State Urban Affairs the Department of Justice Congress COMMISSION.—The State the State of the Union the Federal Bureau the Internal Revenue Code FEDERAL RESERVE BOARD AUTHORITY The Public Reference Branch FBI.—The Federal Bureau Credit FEDERAL BUREAU OF INVESTIGATION INFORMATION.—If TAINED ALLOWED.—A the Select Committee on Intelligence the Equal Credit Opportunity Act HINCHEY FEDERAL BUREAU OF INVES- 19 House of Representa- Federal Bureau NOTICE.—The Federal Trade THE HOUSE OF REPRESENTATIVES Bureau of Investigation the Federal Bureau of 19 Investigation Ms. Federal Reserve the Committee on Banking the ‘Credit Repair Organi- DISPUTE.—A

Act MORELLA WYNN RUSH KENNEDY KLECZKA JOHNSON RICHARDSON PELOSI MATION TORRES WATT FRANK FIELDS BLUTE MAZZOLI MALONEY SCHUMER GILMAN GONZALEZ TICE Robert T. Stafford Disaster BARRETT SMITH FILNER SHAYS ROYBAL-ALLARD FURSE ROMERO-BARCELO´ BARLOW ENGEL WATERS FLAKE GUTIERREZ

credit reporting fair credit reporting act consumer credit reporting criteria offer act improve accuracy fair adverse inform rights act assure