BILLS-103hr1015eh.pdf

1994 60-day 5 days 15 U.S.C. 1681b 30-day 5-day 2-year the end of the 5 business days 60 days 455 days 1-year 15 days 15 U.S.C. 1681e 3 business days 24 1994 15 U.S.C. 1681q 15 U.S.C. 1681h Act of 1978 12-MONTH PERIOD the preceding 60 days more than one year semiannual 5 years more than 2 years 455-day 13 days the month 17 15 U.S.C. 1681 the 3rd day 6-month 30 days 15 U.S.C. 1681(a the beginning of the Fair Credit Reporting 7 years old 8 year 6 year period 20 month later than 15 days later than 12 months 6 months 300-day June 13, 1994 later than 90 days 21 days the beginning of the Fair Credit Reporting Act 1986 20 year the year at least annually

SESSION H. R. 1015 Common- the ‘‘Consumer Reporting

the United States United States Puerto Rico the District of Columbia Washington the United States of America

SEC U.S.C. State Fair Commission the Federal Trade Commission the Fair Credit Reporting Act Federal the Federal Bureau of Investigation Trade Commission GENERAL.—If Federal Trade Commission FEES.—On Congress Federal Trade the Federal Trade Commis- FTC the Federal Trade Commission Act Federal Bureau of Investigation Senate the Federal Bureau TAIN COMMISSION.—The State the Department of Justice INFORMATION.—A Federal Bureau Consumer Report- IDENTIFICATION.—A Board the ‘Credit Repair Organi- United the Federal Deposit Insurance Act the Federal Trade The Public Reference Branch GENERAL.—Any the Foreign Intelligence INFORMATION.—If Urban Affairs NUMBER.—A ALLOWED.—A House of Representa- Federal Bureau of Inves- the Committee on Banking, Housing, and Urban Affairs CONSUMERS.—A Federal Trade Commission fidelity the Internal Revenue Code

Act nies Robert T. MATION

fair credit credit reporting consumer reporting act credit offer reporting transaction criteria fair adverse affiliated added subsection section following specific