BILLS-110hr3837ih.pdf

23:17 Oct 17, 2007 VerDate Aug 31 2005 1989 1974 18-month 5 years 20-day the end of the 120- 180 days the 15th day of the month 8 1989 the end of the 18 year 4 1989 10-year 2 1989 no later than 3 days 180-days 15 days 5 business days 20 days annual 1-year every 5 years at least 30 days 18 days 1ST SESSION H. R. 3837 21 day the month 1978 between the date of the previous 12 day 12-month monthly at least 3 days 1968 the initial year daily 14 day OCTOBER 16, 2007 31 2005

IH ment Act ‘‘Financial Institutions Examina- the ‘‘Escrow, Appraisal

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States Massachusetts Ohio IH Finan- the United States of America

IH Appraisal

SEC State U.S.C. Board the Appraisal Subcommittee Senate the Real Estate Settlement Procedures Act Financial Institu- Federal or State the House of Representatives Housing and Urban Federal Trade Commission the Federal Reserve System FIEC GENERAL.—If Foundation the Real Estate Settlement Federal Deposit the National Flood Insurance Act ems Institutions Reform, Recovery, and APPRAISAL.—A Recovery Federal IMPOUND Urban Affairs 104 Treasury the Appraiser Qualifications Board the Appraiser Qualification Board’s CONGRESS the Federal Financial Institutions the Federal Register Professional Appraisal Practice The Appraisal Foundation House of Representa- RECIPROCITY.—A State Committee Institutions Reform, Recovery Banking, Housing, and Urban Affairs the Committee on Financial 25 the Committee on Financial Services Council the Federal Trade Commission the Committee on Financial Examination Council IH Services

KANJORSKI HODES WILSON FRANK XI

escrow appraisal mortgage consumer credit secured transaction consumer dwelling creditor relating certain principal loan bills jlentini credit jlentini bills