BILLS-109hr3997ih.pdf

2005 1992 6-month 12-month 2 business days 24 1934 3997 30 days OCTOBER 6, 2005 10 days 1940 23 month the end of the 1ST SESSION H. R. 3997 15 U.S.C. 1681 90-day

IH sumer IH cy the ‘‘Financial Data Protec-

the United States of America DETERMINA- 3 Kansas the United States Ohio

IH

Commission Treasury State Federal the Federal Reserve System Congress the Board of Governors the Financial Data Protection Act the Federal Deposit Insurance THE HOUSE OF REPRESENTATIVES the Housing and Community Development Act the Fair Debt Collection the Securities and Exchange Commis- TICES THIRD PARTY Federal Reserve the Board of the National Credit Union Deposit Insurance Corporation the Board of Directors Thrift Supervision the Federal Home Loan Mortgage Corporation the Federal Reserve Act the Federal Credit Union Act House of Representa- Federal Housing tem Social Security the Comptroller of the the Federal National Mortgage Association the Committee on Financial Services tronic Financial Data Insurance Corporation the Small Business Administration the Bank Holding Company Act 7 Commission the Housing and Community SEC the Securities and Exchange the Federal Trade Commis- Senate

nies CASTLE MOORE LATOURETTE HOOLEY PRYCE

breach data security sensitive personal information consumer credit reporting investigation sumer reporting act policies procedures safeguards data reasonably notify financial