BILLS-109hr1651ih.pdf

1651 IH 1017 1003 1-year 1007 6) DATE at least 6 months 4 months 1ST SESSION H. R. 1651 at least 120 days 6 months annual a week, month 1002 5-year 7 business days 12-month APRIL 14, 2005 3 business days monthly

the ‘‘Consumer Rental Pur-

United States the United States North Carolina the Virgin Islands Puerto Rico the United States of America the District of Columbia American Samoa Texas Guam the Trust Territory

IH Mariana Islands Pacific Islands Northern

SEC Board State the Federal Trade Commission Act Congress GENERAL.—The Board The Board MODEL DISCLOSURE FORMS.—The Board the Federal Reserve System Commission U.S.C. THE HOUSE OF REPRESENTATIVES the Federal Trade Commis- Senate GENERAL.—If House of Representa- Federal Trade Commission Committee cial Services the Federal Trade Commission the Truth in Lending Act Federal or State 2 Commission 7 Board GUIDANCE.—The Board the Federal Trade

CONSPICUOUSLY.—As KNOW- KELLY HOOLEY SAM JOHNSON KANJORSKI JONES HENSARLING ASSIGNEES

rental disclosures consumer purchase consumers transactions periodic charges merchant assure meaningful agreements agreement pay ment initial